Your home may be repossessed if you do not keep up repayments on your mortgage.
By filling in the form on this page you are agreeing to be contacted by a professional mortgage advisor.
Borrowing money secured on your property is an alternative method of raising funds to a remortgage.
The secured loan lender places a legal charge on your property. They sit behind your mortgage lender in terms of legal preference should a sale of your property ever be needed to redeem the loans. In other words, your mortgage lender has the first charge on the property and the secured loan lender has the second charge.
The terms are often more preferable than an unsecured loan. With this set up, the lenders will often allow individuals to borrow more than is allowed under a personal loan if there is enough equity in the property and the loan is affordable.
Secured loans by law are only allowed to charge one or two months' interest if the loan is paid off early. This makes them a lot more of a flexible option that previously.
You can apply for a secured loan through us as brokers for most reasons, including home improvements, a deposit on another property, or to consolidate/pay off other debt, etc.
If you want further information, please give us a call free on 0800 0029555
A qualified professional mortgage advisor will contact you to discuss your requirements. When you're ready to proceed, your advisor will help find the best options for your specific circumstances.
We engaged Malcolm's services after being turned down by a number of banks as we wanted to do a Let to Buy mortgages. He managed to get mortgages for both the house we wanted to buy and our original one which we wanted to Let. We were involved in a very complicated chain such that we have had to ask Malcolm to renew the mortgage twice for us. In both cases Malcolm was more that very helpful and he communicated every step and kept us updated all the time. We could call him any time of the day including evenings. I would highly recommend Malcolm to anyone. He even visited us at our new house to make sure we were happy with everything after completion.
Great service from Malcolm, we had to renew our mortgage several times as our house sale was part of a chain, his knowledge in mortgages is amazing and he helped us so much and did not tire! We would strongly recommend his service. He also linked us with solicitors and insurances, excellent service, we could not ask for better!
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