Why use an Independent mortgage broker.
Importance of the Decision. Your mortgage is likely to be the most important financial decision of your life. Utilising our advice and letting us arrange your mortgage could save you thousands of pounds in costly mistakes and common pitfalls.
We are independent brokers. We can source mortgages from the whole of the market. This means that a we can source a mortgage from every product available on the market today. We can source mortgages from specialist lenders tailored to your individual needs. High Street lenders will only ever recommend a mortgage from their own limited range.
Due to the levels of business many brokers give to lenders, they can give extra clout to your mortgage application. Your application may be considered borderline on a certain lender’s criteria, but given the amount of trust often built up between the lender and broker they can give you the benefit of the doubt
Brokers often negotiate special rates with lenders (sometimes with high street lenders) that are not available anywhere else.