We are 24/7 independent, Whole of market mortgage brokers

  • Free Professional Consultation without obligation
  • Independent & Whole of Market
  • Hundreds of Mortgages to choose from


Not particularly. With both employed and self-employed people the requirement is that you can prove your income. This usually means wageslips it you're employed or certified accounts if you're self-employed. If you do self assessment all you need are your SA302 forms from the Inland revenue to prove your income. You can request these direct from HMRC.
No. You would be accessing the same products as employed applicants. USD
The minimum deposit you should be aiming for is 10%. It may be possible to get 95% for first time buyers accessing the government's "Help To Buy" equity loan scheme, and there are now a good choice of standard mortgage products available with just a 5% deposit. Also 95% may be possible through a guarantor mortgage where your parents or close family guarantee the loan.
If you are a home owner and there is enough equity in your house it can often be a good idea to consolidate your unsecured debt by way of a remortgage. The interest rate is often considerably less than on unsecured loans. Therefore your monthly payments could be reduced using this method. However you must keep in mind the likelihood of paying your debt off over a longer period.
A remortgage is when you change your mortgage from your existing lender to a new one.
Many people have a mortgage with the same lender for a number of years. It is likely that the interest rate they are paying is high. A remortgage to a new lender could reduce that interest rate and therefore the monthly payments. Another reason could be that a borrower needs to raise some cash for home improvements, a holiday, a new car or any other purpose. It can often be the case that a remortgage to a lower interest rate as well as raising funds can still result in lower monthly repayments.

Another reason is to consolidate debt as set out in Q6.
A second charge or secured loan (as it more commonly known) is like having a second mortgage on your property. The original mortgage is still in place and that lender has preference over the second charge lender.
If you need to borrow money at a cheaper rate than an unsecured loan this may be the route to take. The first option would be to consider a remortgage but if you are tied into your original mortgage and the lender is going to charge you a penalty to redeem it, a second charge may be the answer.
Because we are qualified mortgage experts with years of experience in a complicated and ever changing market. Your mortgage is likely to be the largest transaction you are to make and mistakes are easily made, possibly costing thousands in the long run. We are independent and have access to over a broad scope of lenders offering a wide range of products.

Online Mortgage Enquiry

Money Icon

Your home may be repossessed if you do not keep up repayments on your mortgage.
By filling in the form on this page you are agreeing to be contacted by a professional mortgage advisor.

Building 3, City West Business Park, Gelderd Road,
Leeds, LS12 6LX

Call Back Request Form

Get your free professional consultation without obligation

A qualified professional mortgage advisor will contact you to discuss your requirements. When you're ready to proceed, your advisor will help find the best options for your specific circumstances.

Our Satisfied Clients

Whole Of Market Mortgage Advice

We are 24/7 independent, Whole Of Market Mortgage Brokers


Free Professional
Consultatation without obligation


Independent & Whole of Market


Hundreds of
Mortgages to choose from

Get in touch!

Our Company:

Building 3, City West Business Park,
Gelderd Road, Leeds, LS12 6LX
0800 0029555
0113 815 0484

Contact Form

Name :
Phone :
Email :
Your Message :