Your home may be repossessed if you do not keep up repayments on your mortgage.
By filling in the form on this page you are agreeing to be contacted by a professional mortgage advisor.
Buying your very first property can be exciting. It's thrilling to think that you will soon be in your own home!
But at the same time, it can be a daunting experience. You have a lot to learn in a short period of time.
If you are a first-time buyer, consider using an independent mortgage broker. Your broker will guide you through the buying process and help you to avoid the common pitfalls. As well as being able to liaise with the lender, the mortgage broker will be a point of contact for your solicitor as well as the estate agent and others.
The biggest issue for a first-time buyer in the current market is a deposit. Gone are the days of 100% plus mortgages. Some might say that's a good thing. Regardless, today, unless you have a guarantor, you will need a minimum of 5% as your deposit.
If you are a first-time buyer and would like a chat about mortgages without any obligation then please call us on 0800 0029555. Alternatively, you can fill in the form on our home page and we will call you back.
Another area your mortgage broker will advise you on is protecting your home and mortgage. There are various insurances that do this task and they can be very confusing so it makes sense to take advice in this area. We advise on insurance from a number of different providers.
A qualified professional mortgage advisor will contact you to discuss your requirements. When you're ready to proceed, your advisor will help find the best options for your specific circumstances.
We engaged Malcolm's services after being turned down by a number of banks as we wanted to do a Let to Buy mortgages. He managed to get mortgages for both the house we wanted to buy and our original one which we wanted to Let. We were involved in a very complicated chain such that we have had to ask Malcolm to renew the mortgage twice for us. In both cases Malcolm was more that very helpful and he communicated every step and kept us updated all the time. We could call him any time of the day including evenings. I would highly recommend Malcolm to anyone. He even visited us at our new house to make sure we were happy with everything after completion.
Great service from Malcolm, we had to renew our mortgage several times as our house sale was part of a chain, his knowledge in mortgages is amazing and he helped us so much and did not tire! We would strongly recommend his service. He also linked us with solicitors and insurances, excellent service, we could not ask for better!
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Mortgages to choose from