We are 24/7 independent, Whole of market mortgage brokers

  • Free Professional Consultation without obligation
  • Independent & Whole of Market
  • Hundreds of Mortgages to choose from

Poor or Adverse credit history

Poor or Adverse credit history

County Court judgements (CCJ), defaults, missed credit payments, or bankruptcy can all have an adverse effect on mortgage applications, as can any history of previous mortgage arrears.

Many High Street lenders will refuse you on these grounds alone.


Or perhaps you have fallen into arrears on a previous mortgage.


As some marriages end in divorce, this means that potentially a lot of people have incurred arrears.


You may have been declared bankrupt at some point. Again, this may have been out of your hands.


Or you may be turned down by a lender because you have a County Court judgement against your name.


You can incur a CCJ for not paying a utilities bill or just for skipping a book club payment. This is where an independent mortgage broker can often help, using their experience and sometimes specialist lenders not well known on the high street.


Despite popular belief that people with adverse credit history cannot get a mortgage, there is still availability in today's mortgage market place. In fact, some of the niche lenders who disappeared in late 2008 have now returned to the market, along with several new names.


However, anyone with serious credit issues or a bad credit history will find that their chances of borrowing could well be restricted, and it's likely they would need to find a deposit of 15% or more.


At C&C Mortgage Brokers, we treat each case on an individual basis and you may be surprised at what you can achieve even with bad credit history problems.


Call us on 0113 815 0484 to have a discreet chat about your mortgage and your credit history.

Online Mortgage Enquiry

Calling us or entering your information onto our webform will require us to process your personal data. Please refer to our Privacy Policy for further details.
Money Icon

Your home may be repossessed if you do not keep up repayments on your mortgage.
By filling in the form on this page you are agreeing to be contacted by a professional mortgage advisor.

Building 3, City West Business Park, Gelderd Road,
Leeds, LS12 6LX

Call Back Request Form

Calling us or entering your information onto our webform will require us to process your personal data. Please refer to our Privacy Policy for further details.

Get your free professional consultation without obligation

A qualified professional mortgage advisor will contact you to discuss your requirements. When you're ready to proceed, your advisor will help find the best options for your specific circumstances.

Our Satisfied Clients

santander
natwest
woolwich
newcastle
aldermore
coventry
furness
leeds
precise_mortgage
nationwide

Whole Of Market Mortgage Advice

We are 24/7 independent, Whole Of Market Mortgage Brokers

1

Free Professional
Consultatation without obligation

2

Independent & Whole of Market

3

Hundreds of
Mortgages to choose from

Get in touch!

Calling us or entering your information onto our webform will require us to process your personal data. Please refer to our Privacy Policy for further details

Our Company:

Building 3, City West Business Park,
Gelderd Road, Leeds, LS12 6LX
0113 815 0484
close

Contact Form

Name :
Phone :
Email :
Your Message :
Calling us or entering your information onto our webform will require us to process your personal data. Please refer to our Privacy Policy for further details.